Donate Your Birthday To Kiva!
This year, instead of gifts, have your friends and family support Kiva with a donation in your name!
Even if your birthday is months away, you can join the community of people supporting Kiva today!
Make a loan to an entrepreneur across the globe for as little as $25.Kiva is the world's first online lending platform connecting onlinelenders to entrepreneurs across the globe.
People Supporting Kiva
Kiva Microfunds is a non-profit organization that allows people to lend money via the internet to people in developing countries through Kiva's 142 partner microfinance institutions, which Kiva calls field partners. I was involved with Kiva whilst being part of the Microfinance club junior year and saw the impact this organization made to families and individuals attempting to fund, develop, and sustain their small businesses. Browse the site and decide who to invest in!
I love the idea of helping people help themselves by funding micro loans for their businesses. Kiva has mastered this and operates through their partner organizations within the developing world. Most loans are for small amounts, but allow the recipients to improve their work situations and lives.
Kiva, the brainchild of folks right here in the beautiful SF, represents a model that resonates very powerfully with me.
It one novel approach at tackling the ever challenging issue of how to effectively give help to someone. Instead of giving away money, you're giving a loan to an entrepreneur in some corner of the world that will take that money (the money you might spend on coffee for a week) and return profit on it many times over. They return so much profit on it to not only give you back the loan that you started with (pennies and dollars at a time) but can then buy enough for a new bicycle, a new store awning, or a new grill for their food stand in order to increase their clientele and hire more local workers in their community. Beautiful, isn't it? And at the end of that month, you have the option of taking that money and putting it back into your hot little hand (to go off to zeitgeist and buy 3 tamales from the tamale lady) or invest it back into another region of the world. Essentially, it's as if your money never really left your hands.
Seeing this video nearly brought tears to my eyes: http://vimeo.com/2769845
I've been an active member of Kiva, because this is one charity that does things right.
The great thing about Kiva is that it promotes and grows local businesses, instead of giving away free money. It promotes entrepreneurship instead of over-reliance on charities. And what's the best thing? You can get your money back!
How does it work? Kiva will lend your money to a small start-up business, the business will pay you back, and you can keep the money. Or continue lending your money to another business (which I'm sure you will because it's kind of addictive). You help these people in need to be able to stand on their own two feet. It's smart. It's sustainable.
The saying goes, "Give a man a fish and you feed him for a day. Teach a man to fish and you feed him for a lifetime." Go a step further. Lend a man some money to start a fishing farm, and you may feed an entire village.
Sometimes all someone needs is a small act of kindness to have the means to support their family...Won't u join me today in helping someone fighting to take care of their family and struggling to make a better life for theirselves?
Helping people start their own businesses seems to be a great way to help people out of poverty and give them control of their life. Micro-lending seems to be a bit controversial these days, but I still think it is a there are few better mechanisms for helping people pull themselves out of poverty, empowering them to help people around them, and, potentially, helping to improve impoverished communities in general.
I learnt about Kiva through a very dear friend of mine. This is more of a microfinance loan than a simple one-off donation. You will be helping to fund small local businesses, like farms, anywhere across the globe with as little as a $25 contribution! This is a commitment, but it's just great watching a business you've helped grow, and realizing how $25 can help kick-start a business. The borrower repays the loan, and you can choose to either fund another loan, donate to kiva, or withdraw it.
I lend money through Kiva because a lack of capital shouldn't be the reason these entrepreneurs can't realize their dreams. They have enough other challenges to face; so if they have the determination and the spirit to start or grow a small business, I want to help them make that happen.